Everything You Need to Master Your Money

Powerful tools that make managing your finances effortless

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Automatic Bank Sync

Connect to over 10,000 banks, credit unions, and credit card companies through Plaid or SimpleFin. Your transactions appear automatically — no more manual entry or downloading CSVs. Accounts update daily so you always have the latest picture. You can also add custom manual transactions for cash or unsupported accounts.

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Visual Spending Breakdown

See exactly where your money goes with clear, intuitive charts. Break down spending by category, merchant, or time period. Spot trends at a glance and identify opportunities to cut back.

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Smart Categorization

Transactions are automatically sorted into categories like groceries, dining, utilities, and more. Create your own custom categories to match how you think about spending. Override categories when needed, and your preferences are remembered for future transactions from the same merchant.

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Household Sharing

Managing finances with a partner or family? Invite household members to share accounts and budgets. Everyone stays on the same page without sharing login credentials. Perfect for couples, families, or roommates.

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Recurring Transaction Detection

Never be surprised by a subscription again. TT Budget automatically detects recurring charges and shows you all your subscriptions in one place. Know exactly what's coming up and when.

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Bank-Level Security

Your data is protected with 256-bit encryption — the same standard used by major banks. We connect to your accounts through Plaid and SimpleFin, trusted services used by thousands of financial apps. We never see or store your bank login credentials.

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AI Assistant Optional

For those who want it, our optional AI assistant can help you understand your spending patterns and answer questions about your finances in plain English. Don't want AI? No problem — all core features work without it.

Ready to simplify your finances?

Get started in minutes. Connect your first bank and see your spending clearly.

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