Everything You Need to Master Your Money
Powerful tools that make managing your finances effortless
Automatic Bank Sync
Connect to over 10,000 banks, credit unions, and credit card companies through Plaid or SimpleFin. Your transactions appear automatically — no more manual entry or downloading CSVs. Accounts update daily so you always have the latest picture. You can also add custom manual transactions for cash or unsupported accounts.
Visual Spending Breakdown
See exactly where your money goes with clear, intuitive charts. Break down spending by category, merchant, or time period. Spot trends at a glance and identify opportunities to cut back.
Smart Categorization
Transactions are automatically sorted into categories like groceries, dining, utilities, and more. Create your own custom categories to match how you think about spending. Override categories when needed, and your preferences are remembered for future transactions from the same merchant.
Household Sharing
Managing finances with a partner or family? Invite household members to share accounts and budgets. Everyone stays on the same page without sharing login credentials. Perfect for couples, families, or roommates.
Recurring Transaction Detection
Never be surprised by a subscription again. TT Budget automatically detects recurring charges and shows you all your subscriptions in one place. Know exactly what's coming up and when.
Column-Level Encryption
Your financial data is encrypted at the column level in our database. Transaction amounts, names, merchant details, and account balances are each individually encrypted with AES-256-GCM. Even in the event of a database breach, your financial data remains unreadable. We connect to your accounts through Plaid and SimpleFin — we never see or store your bank login credentials.
Receipt & Image Attachments
Attach photos of receipts, invoices, or notes to any transaction. Keep a visual record alongside your financial data — perfect for expense tracking, tax prep, or warranty documentation.
AI Assistant Optional
For those who want it, our optional AI assistant can help you understand your spending patterns and answer questions about your finances in plain English. Don't want AI? No problem — all core features work without it.
Ready to simplify your finances?
Get started in minutes. Connect your first bank and see your spending clearly.
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